A few ways to keep yourself out of debt, one thing most people try to do and fail at.
1. Never charge something to your credit card, unless it is an absolute emergency.
Only charge to it if you are going to pay it off before the end of the month. A lot of times people do this and end up having to start payments on it. Those interest rates will eat you alive. It may not seem like much because of the low charge they send, but you are not really paying much on the actual purchase.
2. If you want something, save up for it.
It is better to save and earn what you get, rather than to purchase it on a credit card and end up almost doubling the actual price of it. I know that purchasing a house and car may be different, but make sure you are not trying to pay everything monthly.
3. Do not spend more than you actually make in a month's salary.
Actually sit down and come up with how much you make per month. Then subtract all the bills that you have to pay each month and grociers. As well as adding little odds and ends things in there as well, just in case.
4. Find of means of entertainment if it becomes expensive to go out.
There are plenty of things to do, that do not cost money.
5. Limit the places that you drive too.
Limit them to going to work or school and other daily things. Take out the extra trips to the grociery store or anything like that. Make sure that you do most things in one run. Even though the gas prices are going down, this could still help.
More to come.
If you already have a good plan that works or you already do this, keep it up. This will more than likely have different effects on people.
Dont Spend More Than You Make
Five Ways to Keep Visitors
"A lot of successful websites depend on returning visitors to account for a major part of their traffic. Returning visitors are easier to convert into paying customers because the more often they return to a site, the more trust they have in that site. The credibility issue just melts away. Hence, keep your visitors coming back to your site with the following methods:
1) Start a forum, chatroom or shoutbox
When you start a forum, chatroom or shoutbox, you are providing your visitors a place to voice their opinions and interact with their peers -- all of them are visitors of your site. As conversations build up, a sense of community will also follow and your visitors will come back to your site almost religiously every day.
2) Start a web log (blog)
Keep an online journal, or more commonly known as a blog, on your site and keep it updated with latest news about yourself. Human beings are curious creatures and they will keep their eyes glued to the monitor if you post fresh news frequently. You will also build up your credibility as you are proving to them that there is also a real life person behind the website.
3) Carry out polls or surveys
Polls and surveys are other forms of interaction that you should definitely consider adding to your site. They provide a quick way for visitors to voice their opinions and to get involved in your website. Be sure to publish polls or surveys that are strongly relevant to the target market of your website to keep them interested to find out about the results.
4) Hold puzzles, quizzes and games
Just imagine how many office workers procrastinate at work every day, and you will be able to gauge how many people will keep visiting your site if you provide a very interesting or addicting way of entertainment. You can also hold competitions to award the high score winner to keep people trying continuously to earn the prize.
5) Update frequently with fresh content
Update your site frequently with fresh content so that every time your visitors come back, they will have something to read on your site. This is the most widely known and most effective method of attracting returning visitors, but this is also the least carried out one because of the laziness of webmasters. No one will want to browse a site that looks the same over ten years, so keep your site updated with fresh bites!"
Seven steps to help you get started on making money by blogging.
You can make money from blogging. It can pay for your bills. It does work for everyone. There’s no secret and you’ll just really need to know how to get started and which blogging framework to follow.
It’s not a difficult process at all and this post will provide 7 distinct methods you can use to generate substantial income from blogging. These seven methods are strategies you can adopt right from the beginning, preferably before you set up your first blog.
You can think of them as guidelines which point out the different options you have, if you’re serious about using blogging as a method of making money online.
1. The “Flagship” or Big Blog Route
This is simultaneously the most profitable and most time-consuming blog venture. The flagship method directs all your focus on a few blogs in order to make them incredibly popular in their niche. Flagship blogs should have a large audience as well as high daily visitor traffic numbers.
These type of big blogs have a wide variety of monetization options with direct advertising sales being a big part of it. Know that not everyone can successfully create a big blog so attempt this route only if you absolutely believe that you have the networking skills, niche knowledge and marketing know-how that’s needed.
Benefits: Fame as well as more monetization options/potential for your blogs, alongside personal satisfaction. Another advantage is that big blogs usually market or promote themselves automatically once a certain level of fame has been achieved.
Disadvantages: Very time-consuming especially if you are not outsourcing the content creation or marketing duties. Expect a lot of work and experiment with creative promotional ideas if you decide to go this route.
2. The “Pay per Post” or Get Paid to Blog Route
This is rather simple. Set up multiple niche blogs on either your own domains or free blog hosts like Blogger. Maintain them over a period of time and focus on writing content and building up their Google PageRank, link profile and Alexa Rank.
Submit all of your blogs to multiple get paid to blog websites like Blogitive, Blogsvertise, Review Me, Sponsored Reviews, PayperPost, LoudLaunch and then start writing sponsored posts. I highly recommending using PayperPost as they simply have the largest amount of paid offers available.
Benefits: The greatest strength of this method is that you don’t even need a large audience to make money. 20 people could be visiting and reading your blogs everyday and you’ll still be able to make at least $15 a day from each blog. If skillfully done over multiple blogs, this method can allow you to easily make over $1.5 K a month.
Disadvantages: No passive income. You’ll need to spend time writing multiple sponsored blog posts, which can be boring and time consuming. Work will also be needed to maintain your multiple blogs, although that will be minimal after they have been optimized and running for some time.
3. The Automated Blogging or Splog Route
Automated blogging involves the setting up of blogs which automatically pull content from RSS feeds, search engines and news sources to serve as content on your website.
Some bloggers set this to pull partial excerpts of RSS feeds, which does go against some copyrights and one can choose to only include excerpts with a link back to the site in question. Monetization for automated sites is usually done through contextual ads like Google Adsense or affiliate programs.
Benefits: Very little work needed to maintain these blogs as they do not need you to actively generate or write content. You might need to do a little SEO and regular maintenance now and then. Try if you are adventurous.
Disadvantage: A weak potential for profit unless you understand the entire process perfectly and if you have quite a large number of blogs.I estimate that a fully automated blog will make you around $5 a month although the actual value depends on the niche and your skills. Assuming that this is so, you’ll need 1,000 blogs to make around $5000 a month. Splogs dwell in ethically gray areas as well.
4. The Text Link Selling Blog Route
The main bulk of your income through this method comes from selling text links to various webmasters and businesses who want to improve their site ranking in Google. While text link selling works for the flagship or other blog models as well, sites can be primarily built for text link sales as well.
The overwhelming emphasis here is on Google PageRank and niche relevancy so you’ll need to focus on these two factors. You can either convert a domain into a text link and sponsored post selling blog or you can purchase a domain with existing PageRank to sell text links for a quick buck. I suggest looking for link buyers directly through webmaster forums.
Benefits: Selling text links or contextual text links is rather easy and doesn’t involve much work. Potential for profit will correspond to your Google Page Rank and niche. A site with a high PageRank and a profitable niche (mortgages, credit cards) will be very attractive to link buyers. Like paid review blogs, traffic is not a factor in these blogs as well.
Disadvantages: Over Reliance on the Google PageRank algorithm means that your income may rise or fall depending on your actual Page Rank. There may also be a limit to the number of links you can sell which leads to an income ceiling.
5. The Made-for-Adsense or Made-for-Affiliate-Program Route
This involves setting up a blog around a specific topic with moderately high priced keywords (e.g. teeth whitening, car loans). You’ll only need to create around 25 keyword rich articles on the topic, optimize it for search, set up Adsense or affiliate programs and then leave them alone.
The main emphasis is on building links to the specific webpages, according to the long tail keywords you want to target. Search engine visitors will then find your blog and either click on the ads or convert on a product.
Benefits: Not a lot of time involved as you can usually contract an experienced writer to develop the keyword rich articles. Not much time is needed to update the blogs as well and new material can be added on a bi-weekly or even monthly basis.
Disadvantages: There might be a lot of competition in a profitable niche and search traffic might not lead to sufficient income, unless you go for volume and set up dozens of similar websites in other niches as well.
6. The Blog Network or Contract Blogging Route
This involves joining a blog network and getting paid to maintain and create content for blogs. You’ll get paid according to the amount of pageviews, possibly receive a token base fee in the hundreds or a share of the blog’s ad revenue.
Benefits. Relatively stable monthly income because of the base fee. Contract work usually leads to more freelance blogging or writing assignments because of your proven ability or association with a specific organization.
Disadvantages: Why bother? If you’re that good at creating and promoting a blog, set up your own website and keep all the profits. However, it is useful to note that a lot depends on the type of network or contract agreement you receive.
7. The Blog-as-Marketing or Branding Route
This method will only apply if you own an online business or provide a freelance service like web design, copy writing or marketing consultation. A blog can be used to help promote your personal or business brand and attract more customers.
This is an indirect method of making money. Ideally, this sort of a blog shouldn’t be plastered with ads or paid reviews because it can tarnish the image of the brand.
Benefits. A blog can help your brand or business to develop much more search visibility because it allows you to easily create more fresh content that caters to specific demographics as well.
Disadvantages. Your blog will only be as useful as the quality of the service or product you are pushing. The amount of money you earn doesn’t entirely depend on the quality of the blog but the value of your service/product as well. Income is therefore indirect and can be inconsistent.
Conclusion
As you can see, there are several strategies you can choose if you’re interesting in making money from blogs. To ensure maximum success, be sure to pick one that suits your personal schedule, skill level and interests.
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Written by Maki at
http://www.doshdosh.com/how-to-make-money-blogging-seven-strategies/